There’s nothing more ideal than getting the keys to a new home. After all the struggle with your lender, you’re finally free. But you might not know that your title insurance agency will work behind the scenes to ensure the deal goes smoothly.

Few people who want to buy a house know what a title company is and what it does. But it’s essential to understand how these groups work and what makes each different. Read on to this post to learn everything you need to know about title companies.

What do title insurance agencies do?

First, let’s talk about the basics. A title insurance company is to move the rights to a piece of property from the current owner to the new owner. For this to work, the organization must ensure that there are no liens on the home’s title.

So, how do you define burdens? Well, liens, prior mortgages, unpaid taxes, and fraudulent transfers are some of the most common problems with a title. Title insurance protects the lender and owner against lawsuits or claims against the property that result from disputes over the title. 

Finding a Reliable Title Insurance Agency

Trusting any company — other than a title insurance agency — needs a lot of processes. The last process you want to do is start from scratch and look for a new provider again. So here are our few tips on how you can look for a good title insurance agency.

Issue Title Insurance

A good title agency will offer title insurance to protect the buyer from any problems that weren’t known about or weren’t known at the time of the sale. Title insurance is essential because even the most thorough review of the title can’t guarantee that there won’t be any problems in the future.

The Public Records

The first thing your title company needs to do is look at the public records, ask questions, and do any other research that needs to be done. By doing these things, the title company can inform everyone about any problems that could be risky and affect the buyer’s investment or the buyer’s right to own the property.

Be an Agent of Closing

A closing agent is another important job that a title company must be able to do during a transaction. This means they must give detailed information about the estimated closing costs of the transaction, get all signatures needed for the closing documents, receive and distribute payments, and record any necessary documents, like deeds and mortgages.

Escrow Agents

Any title company must be able to act as an escrow officer when needed in a real estate deal. This means that they act as a middleman in the transaction. They hold the documents and money related to the transaction and only give them back when the conditions are met.

What an ideal title insurance agency needs to have

Unfortunately, it’s not enough to offer the services listed above. The proper title insurance agency also needs to have some unique qualities to ensure everything goes as planned and nothing goes wrong.


You must ensure that your title company has enough professional experience. Besides, everything is about records! This makes it possible for them to spot any risks that could hurt the real estate deal and solve any problems.


People buy things based on their reputations more than they used to. When most people need to buy something or hire a service, the first thing they do is look at what other people mention about the seller.

It shouldn’t be any different when you choose a title company. So, try to find family members, coworkers, or friends who have bought or sold a house and ask them how their title company worked and, most importantly, if they would recommend them.

To find out more, you can use the internet to look for title companies and reviews of them on different websites. With any search engine, you can find many reviews and comments from customers who have used a service and told you what they think.

Local presence

When picking a title insurance agency, it’s best to go with one in your area. This is primarily because of the law, as rules and fees vary from state to state. 

Another reason is that it makes sense. It would be best if you were close to your title company because you’ll be going there often to sign papers, give checks, and show proof of ID, among other things.

About Utah Title

We understand how many title insurance agencies are out there. But what sets Utah Title from other insurance agencies is the heart of our team. Our team comprises hardworking, experienced people who care about our customers and have more than 100 years of experience. 

At Utah Title, we care about what keeps people and business owners up at night, so customer service is our top priority. We’re here to help you find insurance solutions that will improve your life and give you peace of mind. 

We also work with more than 150 different companies that offer insurance solutions. This lets us find the best insurance solutions for each customer. We value our relationships with our providers and work closely with them to find the best coverage at a competitive price/rate/cost.

We are experts in Home Insurance, Auto Insurance, Renters Insurance, Identity Theft Insurance, Personal Umbrella Insurance, Motorcycle Insurance, Recreational, General Liability, Property, Worker’s Vehicles Insurance, etc. We offer all kinds of insurance to a wide range of businesses. 

On that end, you can also trust us with your title insurance. Contact us today or book an appointment to see how we can help you more with your property concerns. 

Start Your Journey Today

Remember that buying a home is one of the most expensive things you will ever do. And just like choosing a lender or real estate agent, you should only look at the best title insurance worth it.

Again, contact us at your convenience. We can’t wait to help you and provide better solutions for your circumstances.

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